Non-Hermitian systems have recently emerged as a convenient platform to realize black-hole physics. Here, we propose a microscopic open quantum system, namely a fermionic tight-binding chain coupled to Markovian reservoirs, which emulates black-hole p
Non-Hermitian systems have recently emerged as a convenient platform to realize black-hole physics. Here, we propose a microscopic open quantum system, namely a fermionic tight-binding chain coupled to Markovian reservoirs, which emulates black-hole properties. The resulting quadratic Lindbladian admits an effective non-Hermitian limit that produces a gain and loss lattice model with a non-reciprocal next-nearest-neighbor hopping. The rapidity spectrum of the full Lindbladian forms tilted exceptional cones that define an effective Painlev\'e-Gullstrand geometry and separates into black-hole and white-hole sectors, while steady-state particle densities and currents retain clear signatures at the horizon positions. We then analyze the effective non-Hermitian Hamiltonian that arise from the microscopic quantum system. The biorthogonal flux identifies the outgoing exterior and interior channels. Finally, we introduce a fermionic Gaussian Nambu extension and formulate Hawking-pair witnesses through frequency-resolved scattering, nonlocal density-density correlations, and anomalous Hawking-partner amplitudes. The resulting correlations display analogue Hawking radiation signatures, while the frequency-resolved Hawking-partner correlations satisfy the fermionic covariance-positivity constraint. These results establish a connection between microscopic open-system dynamics, emergent non-Hermitian geometry, and fermionic many-body probes of analogue Hawking radiation.